The Federal Reserve Bank will be closed on Monday, January 16th, 2023 for the Martin Luther King Day Holiday. Learn More
The Federal Reserve Bank will be closed on Monday, February 20, 2022, for the Presidents Day Holiday. Learn More
The Federal Reserve Bank will be closed on Monday, May 29, 2023, for the Presidents Day Holiday. Learn More
The Federal Reserve Bank will be closed on Monday, June 19, 2023, for the Juneteenth National Independence Day Holiday. Learn More
The Federal Reserve Bank will be closed on Tuesday, July 4, 2023, for the Independence Day Holiday. Learn More
The Federal Reserve Bank will be closed on Monday, September 4, 2023, for the Labor Day Holiday. Learn More
The Federal Reserve Bank will be closed on Monday, October 9, 2023, for the Columbus Day Holiday. Learn More
For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday.
The Federal Reserve Bank will be closed on Thursday, November 23, 2023, for the Thanksgiving Day Holiday. Learn More
This is sample Holiday Schedule text. Test
The Federal Reserve Bank will be closed on Monday, December 25, 2023, for the Christmas Day Holiday.
Arbor Bank and the Federal Reserve Bank will be closed on Monday, May 27th, 2024 for Memorial Day.
Arbor Bank and the Federal Reserve Bank will be closed on Wednesday, June 19th, 2024 in honor of Juneteenth.
Arbor Bank and the Federal Reserve Bank will be closed on Thursday, July 4th, 2024 for Independence Day.
Arbor Bank and the Federal Reserve Bank will be closed on Monday, September 2nd, 2024 for Labor Day.
Arbor Bank and the Federal Reserve Bank will be closed on Monday, October 14th, 2024 in honor of Indigenous Peoples Day.
Arbor Bank and the Federal Reserve Bank will be closed on Monday, November 11th, 2024 for Veterans Day.
Arbor Bank and the Federal Reserve Bank will be closed on Thursday, November 28th, 2024 for Thanksgiving Day.
Arbor Bank and the Federal Reserve Bank will be closed on Wednesday, December 25th, 2024 for Christmas Day.
Arbor Bank and the Federal Reserve Bank will be closed on Wednesday, January 1st, 2025 for the New Year’s Holiday.
Special Offer! Get a FREE GIFT when you open a checking account.   
Personal Checking Accounts

Arbor Bank offers a wide variety of checking accounts designed to fit your personal banking style.
FREE with All Accounts: Online Banking, Bill Pay1, Arbor Mobile2, Debit Card3, Telephone Banking,
Money PassSM, Imaged Statements or eStatements.

 

Get started with Arbor Bank today!

Arbor Investment Checking
Minimum Balance
$750
Service Charges
$8 service charge per month if balance drops below $750
Arbor Heritage Club Checking
Includes all extras from Arbor Free Checking plus:
Minimum Balance
None
Service Charges
None
Arbor Easy Rewards Checking*
Includes all extras from Arbor Free Checking plus:
Minimum Balance
None
Service Charges
$10 Monthly Service Charge does not apply when monthly requirements are met

Open an Account

 

 

Not sure which one is right for you?

Simply give us a call, or stop in. We’re happy to help guide you through your choices.

 

 

 

Did you know Overdraft Privilege is available to eligible Personal Checking Accounts?

Learn More

Opt-In to Overdraft Privilege

Read the Overdraft Privilege Service Policy

 

 

Online Bill Pay is a great alternative to paper checks.

It's easy, it's safe, and best of all - it's FREE!

Take a look!

 

1 All Arbor Bank accounts offer Free Bill Pay for standard usage. Enhancements may be added at your discretion at additional cost.
2 Message and data rates may apply.
3 A fee may be charged for a replacement card.
*APY = Annual Percentage Yield. APYs are accurate as of 2/1/24. Rates are subject to change. Fees may reduce earnings. Available on personal accounts only. Business day is M-F excluding federal holidays.
To meet the qualifications for Easy Rewards Checking each calendar month: You must make 1 qualifying Direct Deposit by the last business day of each calendar month. A qualifying Direct Deposit is a direct deposit through the ACH network to this account by an employer or outside agency. Transfers between accounts, mobile deposits, or deposits made in branch or at ATM locations do not qualify; Create an Arbor Bank online banking account and sign up for eStatements. Log on each month to view your eStatement; Use your Arbor Bank Debit Card for 10 point-of-sale transactions, which include signature-based transactions. PIN-based, ATM, and ACH transactions and transfers between accounts are not included; Qualifying point-of-sale transactions must post to and settle the account by the last business day of each calendar month. Transactions may take one or more business days from the date transaction was made to post to and settle the account.


When the qualifications are met each calendar month: Balances up to $15,000 earn an APY of 3.00%; Balances above $15,000 earn 0.05% APY; All ATM fees and surcharges that were charged during the calendar month are reimbursed on the last business day of each month; The $10 monthly service charge does not apply.
 

If qualifications are not met by the last business day of each calendar month: Balances earn 0.05% APY; No ATM fees or surcharges are reimbursed; A $10 monthly service charge is applied.

**$100 credit toward closing costs (for example, appraisal or title insurance fees) on a secondary market mortgage loan, which is a closed-end, consumer-purpose, 1-4 family dwelling-secured, fixed-rate, long-term, fully-amortizing loan. All loans are subject to credit approval.