Personal Checking Accounts






Heritage Club Checking
Benefits and Events

Account Overview

Many  benefits. No    hidden charges

 A popular account that fills a wide range of needs

 If you wish to earn interest on your balance, this account is for you

 For our customers age 55 or better

Minimum Balance
to avoid service charge

 None  None  $750  None


 None  None  Yes  Yes


  • Free Online Banking, Bill Pay, Arbor Mobile and eStatements
  • Free Telephone Banking
  • Free Debit Card
  • Free Notary Service
  • Unlimited Check Writing
  • Preferred rates on Installment Loans with auto debit**
  • Night Drop Service


  • Free personalized club checks
  • Discounted designer checks
  • Safe Deposit Box (free for one year)
  • Check images returned


  • Check images returned
  • Free personalized club checks or discounted designer checks (one box per order)
  • Safe Deposit Box (free for one year)
  • Check images returned
  • Free Cashiers Checks and stop payments
  • Free photo copies (up to 5 per day)
  • Heritage Club Benefits


Monthly Service Charge

 None  $5 per month  $8 per month if balance drops below $750  None


* Additional joint owner may be required for minors.
** Applies to new loans and refinancing. Subject to credit approval.
▪ All Arbor Bank accounts offer Free Bill Pay for standard usage. There are enhancements that my be used at your discretion at addditional cost.
▫ Message and data rates may apply.

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