Personal Checking

Order Checks

Online Bill Pay is a great alternative to paper checks.

It's easy, it's safe, and best of all - it's FREE!

Take a look!


Still like paper Checks?
Order here
Order Personal Checks

Arbor Bank offers a wide variety of checking accounts designed to fit your personal banking style. From interest bearing to no-hassle free checking accounts, the choice is all yours. 

Not sure which one is right for you? Simply give us a call, start an online chat, or stop in. We’re happy to help guide you through your choices.

Benefits included in all personal checking accounts:               Easy Rewards Checking 2.75

  • Free Online Banking, Bill Pay3, Arbor Mobile4, and eStatements
  • Free Telephone Banking
  • Free Debit Card
  • Free Notary Service
  • Unlimited Check Writing
  • Preferred rates on Installment Loans with auto debit2     
  • Night Drop Service                                                                                      


Personal Checking

Free Checking

Club Checking

Investment Checking

Heritage Club Checking

Account Overview

Many benefits

No hidden charges

A popular account that fills a wide range of needs

If you wish to earn interest on your balance, this account is for you

For our customers age 55 or better

Minimum Balance to avoid service charge











  • Free personalized club checks
  • Discounted designer checks
  • Safe Deposit Box (free for one year)
  • Check images returned
  • Check images returned
  • Free personalized club checks or discounted designer checks (one box per order)
  • Safe Deposit Box (free for one year)
  • Check images returned
  • Free Cashiers Checks and stop payments
  • Free photo copies (up to 5 per day)
  • Heritage Club Benefits

Monthly service charge


$5 per month

$8 per month if balance drops below $750


Additional joint owner may be required for minors.
Applies to new loans and refinancing. Subject to credit approval.
All Arbor Bank accounts offer Free Bill Pay for standard usage. There are enhancements that may be used at your discretion at additional cost.
Message and data rates may apply.



Easy Rewards Checking

A checking account with rewards? You bet!  Easy Rewards Checking gives you the freedom and flexibility you want with the added benefits you typically won't find with other checking accounts. Start earning rewards today. It's easy!

The Easy Part:

  • Make 1 Direct Deposit each Month
  • Sign-up to receive eStatements
  • Use your Arbor Bank Debit Card for 10 transactions each month

...and the Rewards:

  • No Minimum Balance
  • No Monthly Service Charge5
  • No ATM Fees (with your Arbor Bank Debit Card)
  • Free Mobile Deposit6 (when you use the Arbor Mobile App)
  • $100 Credit on a New Arbor Bank Mortgage (credit applied to closing costs)
  • 2.75% Annual Percentage Yield (on balances up to $15,0007)

Finally, a Checking Account that offers Real Rewards just for using it.  Now that's Easy!

Stop in your local branch and sign-up today.


5 If Direct Deposit, eStatements, or minimum Debit Card transactions are not met a $10 monthly fee may be applied. Fees may reduce earnings.
6 Data usage rates may apply.
7 No opening or minimum balance required. Balances over $15,000 will not generate interest. Effective 8/3/2018.

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